Describe your workplace situation and get instant plain English guidance on your UK employment rights — checked against official sources.
↓ Try the Checker NowUniversal Credit standard allowance in England, Wales and Scotland is £424.90 a month from April 2026 for a single person aged 25 or over. Additional elements are available for children, housing costs, childcare, disability and caring responsibilities. The earnings taper rate is 55% — for every £1 earned above the work allowance, UC reduces by 55p.
PIP is paid in England, Wales and Northern Ireland; in Scotland, Adult Disability Payment has replaced it. PIP is non-means-tested and tax-free, and its rates change each April. If your claim is refused, you can ask for a mandatory reconsideration within 1 month, then appeal to an independent tribunal.
Key benefits covered: Universal Credit, PIP, ESA, JSA, Carer's Allowance, Child Benefit, Pension Credit, Council Tax Reduction and sanctions. Checked against official sources.
Almost every DWP benefits decision can be challenged through a mandatory reconsideration first — this must generally be requested within one month of the decision. Only after this step can you appeal to an independent tribunal if you remain dissatisfied.
Universal Credit sanctions typically arise from missed appointments or failing to meet agreed work-related requirements without good reason — if you have a genuine reason for missing a commitment, telling the DWP as soon as possible, ideally before the appointment, significantly improves your chances of avoiding a sanction being applied.
This checker gives you a plain English read on what you might be entitled to, answered only from its own guide for your part of the UK, checked against official sources. No login needed, and your answer is generated instantly based on what you tell us.
Our guidance covers many common situations, but complex or high-stakes cases need professional advice. Official information: GOV.UK (England), GOV.WALES (Wales), mygov.scot (Scotland) and nidirect (Northern Ireland). For free help, contact Citizens Advice (England 0800 144 8848, Wales 0800 702 2020), Citizens Advice Scotland (0800 028 1456) or Advice NI (0800 915 4604), or speak to a solicitor.
Further reading: our blog explains why the PIP four-point rule is not law and what the Timms Review means.
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Tip: Focus on one issue at a time for the clearest answer. If you have multiple issues, run them separately for a full picture on each one.
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Can I get Universal Credit if I have savings?
Universal Credit is for people on a low income or out of work. It is means-tested: in England, Wales and Scotland you usually cannot get it if you and your partner have more than £16,000 in money, savings and investments.
Who can get Personal Independence Payment (PIP)?
In England, Wales and Northern Ireland, PIP is for people aged 16 or over and under State Pension age with a long-term health condition or disability. In Scotland, Adult Disability Payment has replaced PIP.
What can I claim if I care for someone?
In England, Wales and Northern Ireland, Carer's Allowance is for people aged 16 or over who care for someone for at least 35 hours a week. In Scotland, Carer Support Payment has replaced Carer's Allowance.
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✉️ Generate My Letter Free →The checker answers only from the guide for the nation you choose, plus what you tell it. If your question is not covered there, it says so instead of guessing. Each guide was checked against primary sources on 24 September 2026.
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Directed and published by Matt Thompson, founder of UK Work Rights. Guidance checked against GOV.UK, ACAS and legislation.gov.uk. This is general rights guidance, not legal advice.
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