Check whether your defined benefit pension is protected by the PPF if your employer becomes insolvent — how much you would receive, how the process works, and what to do now.
The Pension Protection Fund (PPF) protects members of defined benefit pension schemes if their employer becomes insolvent. It pays 100% of pension for those at or above scheme pension age and 90% (subject to a cap) for those below.
The PPF levy is paid by eligible schemes. If your scheme enters the PPF assessment period, your pension payments continue at reduced levels while the assessment is completed.
Key areas covered: Pension Protection Fund, defined benefit, employer insolvency, PPF levy, assessment period. Verified against PPF.co.uk.
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UK workers and residents have significant legal protections covering employment, housing, benefits, consumer rights and more. These rights are enshrined in legislation including the Employment Rights Act 1996, the Equality Act 2010, the Housing Act 1988, and the Consumer Rights Act 2015.
UK Work Rights provides free, plain English guidance to help you understand where you stand. Our AI-powered checkers are regularly updated against GOV.UK, ACAS, Shelter, and Citizens Advice to ensure accuracy. We cover over 70 free AI rights checkers and 36 guides across employment, housing, benefits, consumer, driving, family and more.
While our guidance covers the vast majority of common situations, complex or high-stakes cases may benefit from professional advice. For employment issues contact ACAS (free) or the Citizens Advice helpline on 0800 144 8848. For housing, Shelter can help on 0808 800 4444.
This guidance is general information only and does not constitute legal advice. UK Work Rights — About us · Privacy · Free letter templates
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