2025/26 tax year. Enter your annual gross salary to see your take-home after income tax, NI, pension and student loan. All calculations run in your browser โ nothing is stored.
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PAYE Take-Home Pay Calculator
Employed ยท 2025/26 ยท England, Scotland, Wales & NI
Your Take-Home Pay
Tax year 2025/26
Full breakdown
Income tax bands
โ ๏ธ Important โ estimate only
This calculator provides an estimate based on standard 2025/26 PAYE assumptions. It does not account for:- Benefits-in-kind (company car, private medical etc)
- Multiple jobs or income sources
- Mid-year salary changes
- Savings interest or dividend income
- Non-standard tax situations
Self-employed? Enter your trading income and expenses to estimate your income tax, Class 4 NI, and total tax bill for 2025/26. You must register for Self Assessment if your profit exceeds ยฃ1,000.
Self-Employed Tax & NI Calculator
Sole trader ยท 2025/26 ยท Income tax + Class 4 NI
Your Estimated Tax Bill
Self-employed ยท 2025/26 ยท Sole trader
Profit calculation
Tax & NI breakdown
Key dates for self-employed
โ ๏ธ Important โ estimate only
This calculator estimates your tax based on standard 2025/26 rates for a UK sole trader. It does not account for:- Partnership income or limited company structures
- VAT (you must register if turnover exceeds ยฃ90,000)
- Prior year losses or capital allowances
- Overlap relief or basis period reform (now fully transitioned)
- Employment income running alongside self-employment
UK workers are entitled to 5.6 weeks paid holiday per year (28 days for full-time). This calculator works out your entitlement and what you should be paid. Guidance only โ verify with your employer or ACAS.
Holiday Pay Calculator
2025/26 ยท UK statutory entitlement ยท All worker types
Your Holiday Entitlement
Statutory minimum for 2025/26 ยท UK law
Holiday entitlement breakdown
๐ Your key rights
โ ๏ธ Guidance only
This calculator uses statutory minimum entitlements under UK law (2025/26). Your contract may give you more holiday โ check your contract first. This does not account for:- Bank holidays (these may or may not be included depending on your contract)
- Term-time only workers or those with specific arrangements
- Agency workers (separate rules apply after 12 weeks)
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Statutory redundancy pay is calculated using an age-banded formula. The weekly pay cap is ยฃ751 (2025/26). Maximum 20 years of service counts. Tax-free up to ยฃ30,000.
Redundancy Pay Calculator
2025/26 ยท Statutory minimum ยท Age-banded formula
Statutory Maternity Pay (SMP) is paid for up to 39 weeks: 90% of average weekly earnings for the first 6 weeks, then ยฃ187.18/week (or 90% AWE if lower) for weeks 7โ39.
Maternity Pay Calculator
2025/26 ยท SMP statutory minimum ยท 39 weeks
Statutory Sick Pay (SSP) is ยฃ123.25/week (2026/27), payable from day 1 of illness for up to 28 weeks. There are no waiting days.
Sick Pay (SSP) Calculator
2026/27 ยท Statutory Sick Pay ยท From day 1
Statutory minimum notice is 1 week for 1 monthโ2 years of service, then 1 week per year up to a maximum of 12 weeks. Your contract may specify more.
Notice Pay Calculator
Statutory minimum notice ยท Employment Rights Act 1996
National Living Wage (21+) is ยฃ12.21/hour from April 2025. From April 2026 it rises to ยฃ12.71. All workers are legally entitled to at least the minimum wage.
Minimum Wage Checker
2025/26 ยท National Living Wage & NMW rates
Auto-enrolment minimum is 8% of qualifying earnings (ยฃ6,240โยฃ50,270): 3% employer + 5% employee including tax relief. Trigger: earning over ยฃ10,000/year.
Pension Contribution Calculator
Auto-enrolment ยท 2025/26 ยท Qualifying earnings basis
Employment tribunal time limits: unfair dismissal and most claims = 3 months less 1 day from the act complained of. You must also contact ACAS for Early Conciliation before filing. Missing the deadline means losing your claim.
Tribunal Deadline Calculator
3 months less 1 day ยท Employment tribunal time limits
The first ยฃ30,000 of a qualifying termination payment is tax-free. Statutory redundancy pay counts toward this limit. PILON (pay in lieu of notice) is always fully taxable.
Settlement Agreement Tax Calculator
ยฃ30,000 exemption ยท ITEPA 2003 ยท 2025/26
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