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๐Ÿงฎ Free UK Tax Calculators ยท 2025/26

UK Tax Calculator

PAYE take-home pay, self-employed tax & NI, and self assessment liability โ€” all free, all in your browser. Nothing is stored or shared.

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2025/26 tax year. Enter your annual gross salary to see your take-home after income tax, NI, pension and student loan. All calculations run in your browser โ€” nothing is stored.

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PAYE Take-Home Pay Calculator

Employed ยท 2025/26 ยท England, Scotland, Wales & NI

๐Ÿด๓ ง๓ ข๓ ณ๓ ฃ๓ ด๓ ฟ Scotland has 6 income tax bands. Your NI is calculated at UK-wide rates regardless of where you live.
Your total salary before any deductions. You can find this on your contract or P60.
Check your payslip, P45 or P60. Most people are on 1257L. Leave blank to use this default.
Your employee contribution %
How it's taken from pay
Clear and start again
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Your Take-Home Pay

Tax year 2025/26

Take-home pay
ยฃ0
per year
Effective rate: 0%
Marginal rate: 0%
How your income is distributed
Tax-free
Basic rate

Full breakdown

Gross salary
ยฃ0
Pension
โˆ’ยฃ0
Income tax
โˆ’ยฃ0
National InsuranceEmployee Class 1
โˆ’ยฃ0
Take-home pay
ยฃ0

Income tax bands

โš ๏ธ Important โ€” estimate only

This calculator provides an estimate based on standard 2025/26 PAYE assumptions. It does not account for:
  • Benefits-in-kind (company car, private medical etc)
  • Multiple jobs or income sources
  • Mid-year salary changes
  • Savings interest or dividend income
  • Non-standard tax situations
Always verify your exact figures on your payslip or with HMRC. This is general guidance only โ€” not tax advice. Check your income tax on GOV.UK โ†’
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Self-employed? Enter your trading income and expenses to estimate your income tax, Class 4 NI, and total tax bill for 2025/26. You must register for Self Assessment if your profit exceeds ยฃ1,000.

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Self-Employed Tax & NI Calculator

Sole trader ยท 2025/26 ยท Income tax + Class 4 NI

Total money received from self-employment before any expenses
Annual gross pension contributions โ€” these reduce your taxable income
Class 2 NI is now voluntary (ยฃ3.50/week = ยฃ182/year). It protects your State Pension record. If your profits are below ยฃ6,845 you can still pay voluntarily.
Clear and start again
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Your Estimated Tax Bill

Self-employed ยท 2025/26 ยท Sole trader

Estimated total tax & NI due
ยฃ0
for 2025/26 tax year
Effective rate: 0%
Take-home profit: ยฃ0

Profit calculation

Trading income (turnover)
ยฃ0
Expenses deducted
โˆ’ยฃ0
Taxable profit
ยฃ0

Tax & NI breakdown

Income tax
โˆ’ยฃ0
Class 4 NI6% on ยฃ12,570โ€“ยฃ50,270 / 2% above
โˆ’ยฃ0
Class 2 NIVoluntary โ€” ยฃ3.50/week ร— 52
โˆ’ยฃ182
Total tax & NI due
ยฃ0
Take-home profit (after all tax & NI)
ยฃ0

Key dates for self-employed

5 October 2026
Register for Self Assessment (if new)
31 October 2026
Paper Self Assessment return deadline
31 January 2027
Online SA return + full payment due
31 July 2027
Second payment on account due

โš ๏ธ Important โ€” estimate only

This calculator estimates your tax based on standard 2025/26 rates for a UK sole trader. It does not account for:
  • Partnership income or limited company structures
  • VAT (you must register if turnover exceeds ยฃ90,000)
  • Prior year losses or capital allowances
  • Overlap relief or basis period reform (now fully transitioned)
  • Employment income running alongside self-employment
Always verify your figures with HMRC or a qualified accountant before filing. This is general guidance only โ€” not tax advice. Self Assessment on GOV.UK โ†’
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UK workers are entitled to 5.6 weeks paid holiday per year (28 days for full-time). This calculator works out your entitlement and what you should be paid. Guidance only โ€” verify with your employer or ACAS.

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Holiday Pay Calculator

2025/26 ยท UK statutory entitlement ยท All worker types

If you work term-time only or have unpaid gaps, enter the actual weeks you work
Clear and start again
โœ…

Your Holiday Entitlement

Statutory minimum for 2025/26 ยท UK law

Annual holiday entitlement
0 days
statutory minimum
In weeks: 0 weeks
Holiday pay rate: ยฃ0/day

Holiday entitlement breakdown

Statutory entitlement5.6 weeks per year (pro-rated for your hours)
0 days
Weekly holiday payWhat you should be paid per week of holiday
ยฃ0
Daily holiday pay ratePer day taken off
ยฃ0
Total annual holiday pay value
ยฃ0

๐Ÿ“‹ Your key rights

Statutory minimumUK legal minimum โ€” your contract may give more
5.6 weeks
Full-time equivalent28 days for someone working 5 days a week
28 days
Holiday pay must includeRegular overtime, commission, certain allowances
โœ… Yes
Can holiday be replaced by payment?Only when leaving โ€” not whilst employed
On leaving only
Holiday records must be keptFrom 6 April 2026
6 years

โš ๏ธ Guidance only

This calculator uses statutory minimum entitlements under UK law (2025/26). Your contract may give you more holiday โ€” check your contract first. This does not account for:
  • Bank holidays (these may or may not be included depending on your contract)
  • Term-time only workers or those with specific arrangements
  • Agency workers (separate rules apply after 12 weeks)
If you believe your employer is not paying your correct holiday entitlement, contact ACAS on 0300 123 1100 or raise a grievance. Holiday entitlement on GOV.UK โ†’
๐Ÿ“– Know Your Rights Read the Money & Tax Guide โ†’