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🏚 Employer Insolvency

Employer Gone Bust? Getting Your Redundancy Pay and Money Owed in Northern Ireland

What the Northern Ireland Redundancy Payments Service can pay when your employer is insolvent: redundancy pay, wages, holiday pay and notice pay, and who to contact.

✅ Last verified: 24 September 2026 📚 Sources: listed at the end, each checked on the date shown 🇬🇧 Northern Ireland

Who this guide is for

Employees in Northern Ireland whose employer is insolvent and who are owed redundancy pay, wages, holiday pay or notice pay.

What this guide does not cover

⚖ At a glance

  • In Northern Ireland, claims when your employer is insolvent go to the Northern Ireland Redundancy Payments Service (Department for the Economy).
  • It can pay redundancy pay, up to 8 weeks of wages, holiday pay and compensatory notice pay, from the National Insurance Fund.
  • Statutory redundancy pay needs at least 2 years of continuous employment. For redundancies from 6 April 2026, a week's pay is capped at £783.
  • You can also claim all your unpaid pay from the insolvency practitioner, but full payment is not guaranteed.

The questions that decide the answer

  1. Is your employer formally insolvent? Usually an insolvency practitioner or the Official Receiver is appointed, for example as administrator or liquidator. If the business has closed, find out first whether it is insolvent or just in difficulty.
  2. How long did you work there? Redundancy pay needs 2 years. Compensatory notice pay starts after one calendar month's service.

What you can claim

You can claim for all your unpaid pay from the insolvency practitioner. There is no guarantee that the full amount will be paid, as it depends on how much is raised from selling your employer's assets. Some debts, including holiday pay and wages, are preferential debts, which must be paid before certain other debts.

Because full payment cannot be guaranteed, employees can claim a basic minimum from the National Insurance Fund:

There is a limit on the weekly pay used. For redundancy pay, no more than 20 years can be counted. For redundancies from 6 April 2026, a week's pay is capped at £783 and the most statutory redundancy pay can be is £23,490.

What to do next

If the business you work for has closed, find out whether your employer is insolvent or just in difficulty. Companies House holds trading details on its register of companies.

If your employer is legally insolvent, contact the appointed insolvency practitioner and the Northern Ireland Redundancy Payments Service.

You apply to the Northern Ireland Redundancy Payments Service (Department for the Economy) online, through an account where you submit and manage your claims. Apply for redundancy pay within 6 months of the date you were made redundant. Holiday pay covers holiday owed for the 12 months before your employer became insolvent, up to 6 weeks, and every payment is capped at the weekly pay limit. Notice pay may be reduced by the Jobseeker's Allowance or Universal Credit you were eligible for during your notice period, even if you did not claim it.

Where to go for help

Northern Ireland Redundancy Payments Service: 028 9025 7562, rpsquery@economy-ni.gov.uk. For redundancy payments where an employer has become insolvent.

Labour Relations Agency (LRA): 03300 555 300. Free, confidential and impartial advice on employment rights.

Advice NI: 0800 915 4604

Traps

📜 Sources (checked 24 September 2026)

  • nidirect: Your rights if your employer is insolvent (insolvency practitioner; claims from the National Insurance Fund; preferential debts; Companies House; LRA and Advice NI).
  • Department for the Economy: Employment rights contact (Northern Ireland Redundancy Payments Service contact details).
  • Redundancy pay wording (Northern Ireland cap £783 and maximum £23,490 from 6 April 2026) reused from the employee rights guide (nidirect; SR 2026/57).
  • Department for the Economy: Claiming redundancy and insolvency payments (holiday pay 12 months / 6 weeks; weekly pay limit); factsheet What to do if you have been made redundant due to insolvency (June 2026: online account; redundancy pay within 6 months; notice pay and JSA / UC).
  • Helplines checked on each organisation's own website on 24 September 2026.

💬 Check your own situation

Describe what has happened. The checker answers only from this guide, plus what you tell it, and says so if something is not covered.

Check What I Can Claim →
⚠ Important disclaimer: This guide covers getting paid when your employer is insolvent in Northern Ireland as at 24 September 2026. General legal information only, not legal advice. ukworkrights.co.uk — Not a law firm.

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